Medicare Plans in Northern Colorado
Your Trusted Medicare Advisors in Fort Collins & All of Colorado
With years of experience and extensive training, our local agents serve clients throughout Fort Collins, Loveland, Greeley, Windsor, and throughout Colorado region. We take the time to explain how Medicare works, what your options are, and how to avoid costly coverage gaps.
Guiding You Through Medicare in Colorado with Local Expertise
Are you turning 65 or planning to retire soon? Navigating Medicare in Colorado can feel overwhelming, but you don’t have to do it alone. At Health Insurance Associates, we are here to simplify the process and help you find the right plan for your needs and budget.
Medicare Plans from Trusted Carriers
We partner with leading Medicare insurance carriers available in Colorado to offer a wide selection of plans. Whether you're looking for a zero-premium Medicare Advantage plan or comprehensive coverage with a Medigap supplement, we’ll walk you through the best options available in your ZIP code.
Understanding Your
Medicare Options
Medicare isn’t one-size-fits-all. We help you explore and compare the full range of Medicare coverage options available, including:
Medicare Supplement (Medigap) Plans
Help pay for out-of-pocket costs not covered by Original Medicare (like copays, coinsurance, and deductibles).Medicare Advantage (Part C) Plans
All-in-one plans that often include extra benefits like dental, vision, hearing, and prescription drug coverage.Part D Prescription Drug Plans
Standalone plans that cover the cost of medications not included with Original Medicare.
Our agents can help you understand the differences between Medicare Advantage and Medigap, check if your doctors and prescriptions are covered, and find a plan that fits your lifestyle and healthcare needs.
Ready to Enroll or Compare Medicare Plans?
If you're approaching age 65, recently retired, or want to make a change during the Medicare Annual Enrollment Period (AEP), October 15th - December 7th, now is the time to explore your options.
Contact Health Insurance Associates in Fort Collins, CO, today for free, personalized guidance on Medicare. We're here to make Medicare simple—and help you feel confident about your coverage.
Medicare FAQ - What You Need to Know
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You can enroll in Medicare during your Initial Enrollment Period, which begins three months before your 65th birthday, includes your birthday month, and continues for three months after. If you're already receiving Social Security benefits, you'll be automatically enrolled in Parts A and B.
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It depends. If you're still working and have credible employer coverage, you may be able to delay enrolling in Part B without penalty. However, it's important to review your options with a licensed Medicare advisor to avoid gaps in coverage or future penalties.
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Medicare Advantage (Part C) plans are all-in-one plans that often include prescription drugs, dental, vision, and hearing. They replace Original Medicare.
Medicare Supplement (Medigap) plans work with Original Medicare to help cover deductibles, copays, and coinsurance. You’ll also need a separate Part D drug plan if you choose this route.
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The Annual Enrollment Period runs from October 15 to December 7 each year. During this time, you can:
Switch from Original Medicare to a Medicare Advantage plan
Switch from one Medicare Advantage plan to another
Add, drop, or change a Part D prescription drug plan
Ready to Find the Medicare Insurance Plan?
Contact Health Insurance Associates in Fort Collins, CO, today for a FREE health insurance quote.
We do not sell your information. All information is confidential.