Lost Medicaid? Here’s What You Can Do in Colorado

Losing Medicaid coverage—specifically Health First Colorado (Colorado's Medicaid Program)—can be unsettling. But don’t panic! Colorado offers pathways to secure affordable private coverage and navigate the transition smoothly.

Step 1: Stay Alert & Respond Quickly

• Update your Health First Colorado account with current contact details (address, email, phone). Missing or outdated info leads to missed notices and coverage loss.

• Watch for notifications—you’ll receive alerts online or via mail when it’s time for eligibility renewal.

• If renewal packets aren’t answered, Medicaid termination is automatic.

Step 2: Explore Your Coverage Options

Reapply for Medicaid

If your circumstances change (e.g., lower income), you can reapply year-round—or even within 90 days of losing eligibility—to potentially resume Medicaid.

Special Enrollment Period (SEP) through Connect for Health Colorado

Losing Medicaid qualifies you for a Special Enrollment Period, typically lasting 60 days before or after your coverage ends.
This allows you to sign up for plans via Colorado’s official marketplace, Connect for Health Colorado.

Employer Coverage

If you (or a spouse) have a job offering health coverage, you can enroll—often under a SEP because the loss of Medicaid qualifies as a life event.

Other Options (if you’re uninsured)

If you’re still unable to secure coverage, there are interim solutions like free or low-cost clinics, federally qualified health centers, or sliding-scale services.

Step 3: Use Colorado’s Marketplace to Get Help

Connect for Health Colorado is your go-to hub to compare plans, apply for financial aid, and get coverage tailored to your needs. If you need help navigating this platform, feel free to call us at Health Insurance Associates.

• Cost-Sharing Reductions: You may also qualify for additional help with deductibles and co-pays. Find out if you qualify here: https://planfinder.connectforhealthco.com/home

• Certified Assisters & Brokers: Free, expert assistance is available in-person or online to help you navigate the enrollment process. Health Insurance Associates is a certified broker on connectforhealthco.com. Contact us with any questions!

  Keep in mind, you may start enrolling as early as 60 days before your Medicaid ends to prevent coverage gaps. Need help? Contact us today at: Health Insurance Associates
  5125 South College Ave.
  Fort Collins, Colorado 80525
  970-818-2503