Individual & Family Health Insurance Plans in Northern Colorado
If you've recently experienced a qualifying life event—such as a divorce, loss of employer-sponsored insurance, loss of Medicaid, relocation to Colorado, or turning 26—you may be eligible for individual or family health insurance outside of Open Enrollment. At Health Insurance Associates, we’ve helped Coloradans navigate health insurance for over 20 years with local expertise and personalized service.
Affordable Health Coverage in Fort Collins, Loveland, Greeley & Surrounding Areas
Get Help Navigating Health Insurance in Colorado
As Connect for Health Colorado certified brokers, we’re your trusted resource for exploring ACA-compliant health plans, private insurance options, and subsidy eligibility. Whether you’re looking for health insurance in Fort Collins, Loveland, Windsor, or anywhere across Colorado, our team will guide you step-by-step through the enrollment process.
Compare individual health insurance plans
Understand family plan coverage levels
Learn about premium tax credits and cost-sharing reductions
Enroll in on-exchange or off-exchange plans
Open Enrollment & Special Enrollment Periods
Colorado's Open Enrollment Period happens annually in the fall. This is the best time to review your current policy and enroll in a new health plan if needed. However, if you've had a recent life change, you may qualify for a Special Enrollment Period to get coverage sooner.
Common Qualifying Events:
Aging off a parent’s plan at 26
Marriage, divorce, or legal separation
Job loss or loss of group coverage
Birth, adoption, or gaining a dependent
Moving to a new ZIP code or county
Loss of Medicaid
HMO and HSA-Compatible Plans from Top Colorado Carriers
Most Colorado individual and family plans are Health Maintenance Organization (HMO) plans. These offer affordable monthly premiums and coordinated care within a trusted provider network. We also help clients explore Health Savings Account (HSA)-eligible plans, which provide flexibility and long-term savings for healthcare expenses.
We work with major carriers in Colorado, including:
Anthem Blue Cross Blue Shield
Cigna
Kaiser Permanente
Denver Health
Select Health
UnitedHealthcare
Ready to Find the Right Insurance Plan?
Contact Health Insurance Associates in Fort Collins, CO, today for a FREE health insurance quote.
We do not sell your information. All information is confidential.